The young entrepreneur frequently finds it difficult to obtain financing for a planned business start-up. The reasons are quite straightforward – not owning real estate for collateral, not having adequate savings accumulated from employment, or not having established good credit.

But the big question is – HOW MUCH MONEY DO I NEED TO START MY BUSINESS OR TO EXPAND MY GROWING BUSINESS?

There are dozens of web sites on the internet offering good advice on how to prepare a business plan but HOW MANY PROVIDE YOU WITH A DETAILED SYSTEM OF DETERMINING YOUR CASH NEEDS?

The central focus of the business plan must be the Cash flow Projections for your business. These cash flow projections will indicate to the banker the cash that you expect to flow into and out of your business during the start-up months and years.

WILL YOUR BUSINESS BE ABLE TO REPAY THE LOAN AND STILL HAVE SUFFICIENT CAPITAL TO COVER OVERHEADS AND OPERATE PROFITABLY?
What margin of safety can you provide to the bank? Are your projections realistic? The ability to generate cash and control its flow throughout the course of your business operations will determine whether you will survive in the start-up business environment.

The Cash Flow Planning Guide

5 Easy Steps for Tracking Your Money

How it Works....

The basics for a successful start-up business start right here with the CHART system.

The young start-up entrepreneur faces many difficult situations along the way to starting a new business. For example – what is the potential size of the market for the product or service? How is the product or service priced? Has a cash flow analysis been done so that the break-even point is determined? What is the break-even point? Will there be sufficient funds flowing into the business to reach the break-even point (otherwise referred to as the “ramp-up” period) and expand from there?

To answer these critical questions, the CHART system will guide you and present a financial picture of where you are headed and whether your projections will result in a profit-making scenario or – you know what! This analysis is the focal point of your Business Plan.

FOLLOW THE CHART SYSTEM, AS LAID OUT IN THE BOOK, AND YOU WILL BETTER UNDERSTAND THE REAL IMPORTANCE OF CASH FLOW.

The basic concept of each CHART is simple:

  • In CHART 1 we start the process by forecasting sales of products or services and the sources of other cash income.

  • In CHART 2 we list the actual costs of the product or service, based on the sales volume forecasted in CHART 1.

  • In CHART 3 all costs associated with sales or distribution will be itemized and projected.

  • In CHART 4 all administrative (fixed) costs will be entered.

  • The final step is to transfer the monthly bottom line subtotals from these four CHARTs to CHART 5, where a little simple addition and subtraction will reveal the cash flow outlook for you proposed or existing business.

'The Cash Flow Planning Guide'
LEADS YOU EVERY STEP OF THE WAY
through explanation and example. You can apply the information to your unique situation, and get the edge you need to plan for success .
Introductory offer...
$14.95 "Free Shipping for a limited time within the continental USA "

What people are saying
about THE CASH FLOW PLANNING GUIDE ...

"Too many businesses overlook the importance of cash flow planning, whether they be small or large enterprises; I've experienced first-hand both suffering as a result. Mr. Lawrence's book provides something few business books too - a concrete set of tools for those without the expertise or experience, or those looking for a more structured approach to many aspects of cash flow planning critical to business success. It's a book I wish I had read ten years ago, before embarking on my first of many business ventures..."
Scott Roy, Marketing Loft

"Finally! I've gotten a grip on a subject that I couldn't afford to ignore. I don't enjoy examining the cash flow picture of my small retail business, but the CHART System made it totally manageable. I was able to focus on it step-by-step, and I found some areas that really needed my attention. If I hadn't taken a closer look when I did, with 'The Cash Flow Planning Guide', I wouldn't be having the success I'm having now."
C. S. Gebhardt "

This book quickly proved to be a major asset in my business library. I always keep it within easy reach everyday. It is a great tool & recommend it."
Frank Saia "Extremely practical and very timely. In a competitive market you must understand your operating numbers if you are to survive."
Ronald Bergeron, Sr. CEO Bergeron Land Development Corporation

"I received the copies of the book. Thanks. It is a wonderful new book and is well done. Congratulations."
Charles Scott, Chairman, TEC International

DO YOU HAVE ENOUGH CASH?

Find the answer in...

The Cash Flow Planning Guide

 ANALYZE
  your business cash flow

 PROJECT
  your income and expenses

 CONTROL
  your overhead costs and  inventory

 DEFINE
 your product or service pricing  policy

 FIND
  your break-even point

All in five easy steps!

Introductory offer...
$14.95 "Free Shipping for a limited time within the continental USA "